A STUDY ON FUNCTIONAL ANALYSIS OF BANK OF BARODA WITH REFERENCE TO FINANCIAL PARAMETERS

Abstract

Banking is the business of protecting money for others. Banks lend this money, generating interest that creates profits for the bank and its customers. A bank is a financial institution licensed to accept deposits and make loans. The study is an attempt to analyze the performance of Bank of Baroda for the last five years (2016- 2021). Ratio analysis technique so as to give significant insights about the financial competence of Banks in terms of Asset Quality, Management Efficiency and Earning Ratio. The Ratio are determined from the critical examination of Balance sheet and Profit and Loss Account of Bank. Bank of Baroda has shown improvement in its financial performance over the past few quarters, as reflected by its increasing net profits and improving asset quality. The bank's profitability ratios, such as return on assets and return on equity, have improved over the past year, indicating that the bank is generating more profit from its assets and equity.