A STUDY ON CREDIT RISK MANAGEMENT AND PROFITABILITY OF STATE BANK OF INDIA

Authors

  • V. Prashanth Kumar V. Prashanth Kumar, Malla Reddy Engineering College for Women’s, Telangana, India. Author
  • R. Chandraiah Assistant Professor, Dept of MBA, Malla Reddy Engineering College for Women’s, Telangana, India. Author
  • G. Ashok Assistant Professor, Dept of MBA, Malla Reddy Engineering College for Women’s, Telangana, India. Author

Keywords:

CAR, NNP , ENPA

Abstract

“Credit risk management refers to how banks manage their advances and investments; it helps banks understand the risk they can afford to take when extending credit to borrowers. In this study, the SBI bank's credit risk management was examined; descriptive research methods were employed, and secondary data was collected; tools for analysis included the Karl Persons coefficient, capital adequacy ratios, and asset quality ratios; data from 2018 to 2023 was taken into consideration; the results showed that the SBI bank manages its capital and assets well over the previous five year”.

References

Stephen A. Ojeka, Credit Policy and Its Effect on Liquidity: A Study of Selected Manufacturing Companies in Nigeria Volume No: 1 (2011), Issue No. 2 (JUNE)

*Dr. C. Mahadeva Murthy, **Prof. S.N. Pathi, Risk Management in Banking: A Study with Reference to State Bank of India (SBI) and Associates, International Journal of Management (IJM), ISSN 0976 – 6502(Print), ISSN 0976 - 6510(Online), Volume 4, Issue 4, July-August (2013)

Dr. K. Rajamani, S.Sharon Sujithra, A Study on Credit Risk Management with reference to State Bank of India, Chennai www.theinternationaljournal.org > RJSSM: Volume: 06, Number: 07, November 201

Dr K. Balanaga Gurunathan, Hemanth Kumar, Surbhi Sunil Angane, A Study on Credit Risk Management in Commercial Bank in India, www.ijcrt.org © 2023 IJCRT | Volume 11, Issue 5 May 2023 | ISSN: 2320-2882

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Published

2024-07-25

How to Cite

A STUDY ON CREDIT RISK MANAGEMENT AND PROFITABILITY OF STATE BANK OF INDIA. (2024). INTERNATIONAL JOURNAL OF COMMERCE RESEARCH AND DEVELOPMENT (IJCRAD), 4(2), 1-9. https://lib-index.com/index.php/IJCRAD/article/view/IJCRAD_04_02_001