Sowmyanarayanan Soundararajan Guru. “OPTIMIZING CLOUD-BASED PAYMENT SYSTEMS FOR SCALABILITY: CHALLENGES AND BEST PRACTICES”. INTERNATIONAL JOURNAL OF ADVANCED RESEARCH IN ENGINEERING AND TECHNOLOGY (IJARET) 15, no. 3 (June 6, 2024): 298–308. Accessed September 17, 2025. https://lib-index.com/index.php/IJARET/article/view/IJARET_15_03_026.