A STUDY ON UNIFIED PAYMENT INTERFACE (UPI) AMONG UNIVERSITY STUDENTS IN MADIKERI CITY. International Journal of Management (IJM), [S. l.], v. 14, n. 2, p. 1–8, 2023. Disponível em: https://lib-index.com/index.php/IJM/article/view/IJM_14_02_001.. Acesso em: 21 oct. 2025.