Ankit Bansal (2021) “OPTIMIZING WITHDRAWAL RISK ASSESSMENT FOR GUARANTEED MINIMUM WITHDRAWAL BENEFITS IN INSURANCE USING ARTIFICIAL INTELLIGENCE TECHNIQUES”, INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY AND MANAGEMENT INFORMATION SYSTEMS (IJITMIS), 12(1), pp. 97–107. Available at: https://lib-index.com/index.php/IJITMIS/article/view/IJITMIS_12_01_008 (Accessed: 5 October 2025).