BEYOND PAPERWORK: EXPLORING THE FUTURE OF MORTGAGE APPLICATIONS THROUGH DIGITAL INNOVATION. INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY (IJIT), [S. l.], v. 5, n. 01, p. 38–50, 2024. Disponível em: https://lib-index.com/index.php/IJIT/article/view/IJIT_05_01_004.. Acesso em: 31 jul. 2025.